"If you're building an e-commerce site for a client, they will probably look to you as the developer for advice on which shopping cart and which payment gateway to choose," says Harvey. "This is not an area where many web developers feel particularly comfortable - they are coders and designers, not financial consultants - so it helps to have a checklist of questions that the client should ask."
Checklist
It is natural to go for the gateway that offers the best pricing deal, says Harvey, "but price alone should only be the deciding factor once you have a shortlist of gateways that offer the right answers to all these questions. Otherwise, the merchant may be exposed to unacceptable risk."
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